No! Everyone, regardless of how much money they have or don't have can benefit from Aila Assistant or Aila Coach. Aila can help you make your best financial decisions at any income level.
For Aila Advisor, you would typically have some form of cash to either invest or already invested.
Aila uses open banking technology to pull together a holistic overview of your finances. Aila then analyses your money behaviours and prompts you to take small actions, to course correct. We call these nudges. They may be focused on how you manage your budget, how you save, your investment portfolio.
Aila Coach lets you speak to a financial coach (who is also an accredited financial planner) to talk through the tougher side of money. You can choose how many coaching sessions you want and what themes are relevant to you.
Aila Assistant's prompts focus on several things related to budget, debt, saving and investment. They will be tailored to you, your spending, your money, your risk.
Not yet, unfortunately. We know it would make life so much easier. We'll let you know as soon as this changes though. Promise.
Yes, Aila is regulated. In order to access the data from your accounts, Aila has gone through a rigorous process of being regulated. However, Aila is not regulated to provide you with financial advice. Rather, Aila gives you small prompts which you are responsible to action. These are not and should not be construed as advice.
The wealth managers and other partners you might be introduced to through Aila Advisor are regulated. That we make sure of.
No. All your money stays with your existing provider(s). Aila merely pulls in the information of amounts and transactions from them and then gives you nudges about your money habits.
Nothing. Aila Assistant is free for everyone to use. If you choose to proceed with a coach or an advisor or money manager, then you have to pay per use.
We charge a monthly subscription fee when you have connected more than 10 accounts into Aila. We do take a part of the fee every time you get financial coaching or access one of the advisors or partners in the Aila Advisor network.
We keep it safe. Your data is yours. We promise never to share your data with an external provider unless we have your specific consent. We do you anonymised data to better understand what kind of nudges might be helpful or relevant to you and people like you.
Click below and share a little about yourself, your goals and your situation and we'll text you your money prompts!
If you're not quite ready find the waitlist on the website.